"This Electronic Gift Card (e-GC) is redeemable at all Pantaloons outlets across India. For list of Stores visit http://pantaloons.com/store/store-locator. This e-GC is not valid at shop-in-shops and on Jewellery. This E-Gift card is redeemable only once and only by the bearer. This E-Gift card needs to be used in full. This E-Gift card is valid for a period of 12 months from the date of activation. In case the value of the merchandise exceeds the value of e-Gift Card, the difference shall be paid by the bearer. No refunds / credit note shall be issued for unused part of the E-Gift card. Protect the E-Gift card number and PIN to avoid misuse. Pantaloons shall not assume any liability in case the e-GC PIN gets stolen/compromised, Pantaloons shall neither replace the e-GC nor refund cash. Once the E-Gift card is issued, Pantaloons will not entertain any request for cancellation. Any exchange by the bearer will be considered a valid discharge of Pantaloons' liability. Pantaloons reserves the right to alter any / all the terms and conditions of this E-Gift card any time without prior notice. This e-GC has been issued subject to the terms of the Company. Litigation, if any, is subject to jurisdiction of courts in Mumbai. E-Gift Cards are normally delivered instantly. But sometimes due to system issues, the delivery can be delayed up-to 24 hours. "