"This electronic gift card (E-GC) is redeemable at Spencer's store and Spencers.in and Spencers Grocery App*. This E-Gift Card is redeemable only once and only by the bearer. This E-Gift Card is valid for a period of 12 months from the date of issue. This E-Gift Card needs to be used infull. In case the value of the merchandise exceeds the value of E-GC, the difference shall be paid by the bearer. No refunds / credit note shall be issued for unused part of the E-Gift Card. Protect the E-Gift Card number and PIN to avoid misuse. Spencer's shall not assume any liability in case the E-GC PIN gets stolen/compromised, Spencer's shall neither replace the E-GC nor refund cash. Once the E-Gift Card is issued, Spencer's will not entertain any request for cancellation. Any exchange by the bearer will be considered a valid discharge of Spencer's's liability. Spencer's reserves the right to alter any / all the terms and conditions of this E-Gift Card any time without prior notice. E-Gift Cards are normally delivered instantly. But sometimes due to system issues, the delivery can be delayed up-to 24 - 48 hours. *Download the Spencer’s Grocery App from IOS - https://apps.apple.com/in/app/spencers-grocery-fashion/id1156464267 and Download the Spencer’s Grocery App from Play Store - https://play.google.com/store/apps/details?id=com.bsl.spencers.activity"